TWID (Fashalot) is a millennials’ payment app that aggregates and joins multiple loyalty/reward points. The app takes points from banks, retail and entertainment outlets, airlines, fuel stations, F&B stores and travel companies which enables consumers to seamlessly access and redeem them across any online and offline stores. The platform empowers its users to access all their loyalty points in one place, accumulate them and utilise them in the most meaningful and rewarding way.